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Replacing SMS OTPs: Risks and Rewards of Moving to RCS for Payment Authentication

UUnknown

2026-02-24

11 min read

A pragmatic 2026 roadmap for payment teams: when and how to swap SMS OTPs for RCS — security gains, new fraud vectors, fallback design and compliance steps.

Unknown

Contributor

Senior editor and content strategist. Writing about technology, design, and the future of digital media. Follow along for deep dives into the industry's moving parts.

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